Terms and Conditions of [Company Name]

This document constitutes a contractual relationship with you (hereinafter, "You," "Client," "User"). When referring to **[Company Name]**, it includes any related natural or legal person. You can also consult services, products, and the website at [www.companywebsite.com](https://www.companywebsite.com).

Customer service and technical issues are handled by **[Company Name]** via email at **info@[companywebsite].com**.

Acceptance of Terms of Use

Thank you for choosing **[Company Name]**. Please read this Agreement carefully and ensure you understand everything before continuing, as by accepting the terms and conditions of this Agreement, you will be bound by it. This Agreement supersedes all prior agreements or relationships between you and us. From the effective date, this Agreement will govern your use of any relationship with **[Company Name]**.

By using any of the services, features, or functions offered on the website (the "Services"), you expressly acknowledge that you have read, understood, and agreed to all the terms and conditions contained in this Agreement, as well as the **Privacy Policy** of **[Company Name]**.

User Declarations

Contractual Roles of the Parties

[Company Name]

Users

Restricted Jurisdictions

This Agreement is governed by Colombian laws. **[Company Name]** will not establish contractual relationships with individuals who are nationals of the United States or reside in restricted territories such as Cuba, Iran, Syria, North Korea, among others.

Website Services and Custody

The website [www.companywebsite.com](https://www.companywebsite.com) offers a platform for consulting general services and contacting personalized advisors.

Declarations of [Company Name]

Website Availability

**[Company Name]** does not guarantee continuous access and use of the website, which may be interrupted due to technical or internet failures.

KYC Procedures

**[Company Name]** has a system for preventing money laundering and terrorism financing.

User Obligations

  1. Provide truthful information.
  2. Do not use third-party identities without authorization.
  3. Do not engage in illegal activities.
  4. Authorize inquiries and verifications to validate identity.

Financial Regulation and Self-Regulation

**[Company Name]** is not regulated by the Colombian financial sector but rather by the Superintendence of Companies.

Taxes

The user is responsible for complying with applicable tax obligations.

Personal Data Management

**[Company Name]** is committed to protecting your personal information. Please refer to the **Privacy Policy** for more details.

Changes to the Terms of Use

**[Company Name]** reserves the right to modify this Agreement at any time. Changes will be effective upon publication on the website.

Applicable Law

This Agreement is governed by the laws of the Republic of Colombia.

Intellectual Property

All intellectual property rights of the website and its content belong to **[Company Name]**.

Contact

For inquiries, complaints, or suggestions, contact **info@[companywebsite].com**.